TERMS OF USE
Last updated: October 7, 2025
1) Agreement to Terms
These Terms of Use (“Terms”) are a binding agreement between Token Interest LLC (“Token Interest,” “we,” “us,” “our”) and you (“you”) governing your access to and use of tokeninterest.finance and any related sites, apps, or services we operate (collectively, the “Site” and our “Services”). Our business address is 4897 Glasmann Way, South Ogden, UT 84403, USA.
By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
Supplemental terms (e.g., offering documents, risk disclosures, privacy policy, cookie policy, issuer agreements) are incorporated by reference. We may update these Terms by posting a revised version with a new “Last updated” date. Your continued use constitutes acceptance.
The Site is intended for U.S. users age 18+. Access in other jurisdictions is at your own initiative and risk; you are responsible for applicable local laws.
2) Regulatory Status; No Investment Advice
We operate a funding portal facilitating exempt offerings under Regulation Crowdfunding (Reg CF). We are subject to the Securities Exchange Act, SEC rules, and FINRA rules applicable to funding portals.
We do not:
provide investment, legal, tax, or accounting advice;
recommend or endorse any security;
solicit purchases, handle investor funds or securities, or compensate persons for solicitation beyond what Reg CF permits.
You are solely responsible for your investment decisions and for consulting your own legal, tax, and financial advisors.
3) Fraud-Prevention, Identity Verification & Sanctions
We implement risk-based measures—such as identity verification, background checks, and securities-regulatory history checks—reasonably designed to reduce the risk of fraud and comply with Regulation Crowdfunding (e.g., Rule 301). We may request government-issued identification or other information, and we may screen against sanctions or watchlists. We also may collect and share information with the escrow agent to enable its Customer Identification Program (CIP) and other legal requirements. We do not provide or represent that we operate a broker-dealer AML program unless we expressly state otherwise.
User representations: You represent you are not subject to U.S. sanctions (e.g., OFAC lists), and you agree to provide accurate information we request to meet our fraud-prevention measures and to support the escrow agent’s CIP
4) Accounts & Security
You may need an account to use some Services. Keep credentials confidential; you are responsible for activity under your account. Notify us immediately of unauthorized use. We may reclaim usernames and suspend or terminate accounts for violations.
5) Issuer Participation (Reg CF)
Issuers must meet Reg CF eligibility, complete our diligence, and satisfy Form C filing and disclosure obligations. We may reject, suspend, or remove an offering at any time (e.g., for compliance concerns or “bad actor” disqualification). Our decision not to remove an offering does not constitute endorsement. Issuers are responsible for the accuracy and completeness of their disclosures and ongoing updates (including material changes).
6) Investor Participation; Limits; Cancellations
Investing is subject to Reg CF investor limits unless you validly qualify as accredited under applicable rules. We may rely on your representations.
Cancellations: You may cancel a commitment at any time until 48 hours before the offering deadline. If there is a material change, we will request reconfirmation; if not reconfirmed by the deadline, your commitment will be canceled. Funds are held by the designated escrow agent until closing, subject to the escrow provider’s terms.
7) Orders, Payments, Fees, Refunds
Payments (e.g., ACH or other methods shown at checkout) are processed by third-party providers (e.g., Dwolla). You authorize us and our processors to debit/credit your selected account(s). Refunds are handled consistent with Reg CF rules, escrow terms, and our posted policies. We may correct pricing/processing errors and refuse transactions suspected of fraud or non-compliance.
8) Offering Summaries; No Guarantees
Any summaries or highlights of offerings are for convenience only and are qualified in their entirety by the issuer’s Form C and offering documents. Past performance is not indicative of future results. You may lose all or part of your investment.
9) User Content; Forums; Communications
You may post comments or other content (“User Content”). Do not post unlawful, infringing, misleading, confidential, or abusive material. You grant us a non-exclusive, worldwide, royalty-free license to host, display, and distribute your User Content to operate the Site. We may moderate, remove, or re-categorize content at our discretion. Public areas may be visible to others; do not post personal or sensitive data.
We may record, monitor, or retain communications (including Q&A) as required by securities laws and for compliance.
10) Prohibited Conduct
You agree not to:
violate laws or third-party rights;
misrepresent identity, income, net worth, investment experience, or accreditation;
attempt to manipulate discussions or commits;
use scraping, bots, or unauthorized automation;
upload malware or interfere with Site operation;
harvest data or spam users;
attempt to circumvent security or access controls.
We may investigate violations and cooperate with regulators and law enforcement.
11) Intellectual Property
The Site, content, and trademarks are owned by us or our licensors and protected by law. We grant you a limited, revocable, non-transferable license to access and use the Site for its intended purpose. Except as permitted by law or these Terms, you may not copy, modify, distribute, or create derivative works from the Site content without our prior written consent.
12) Third-Party Services & Links
Third-party websites, tools, and processors (including payment and escrow services) are provided “as is.” We do not control and are not responsible for them. Your use is subject to those third parties’ terms and privacy policies.
13) Privacy; Cookies; E-Sign
Our Privacy Policy and Cookie Policy explain how we collect and use data and are incorporated here. By using the Site, you consent to receive notices and records electronically and to transact via electronic signatures and records to the fullest extent permitted by law (ESIGN/UETA).
14) DMCA
If you believe content infringes your copyright, send a DMCA notice to:
Attn: Copyright Agent
Token Interest LLC
4897 Glasmann Way, South Ogden, UT 84403, USA
support@tokeninterest.finance
Your notice must meet 17 U.S.C. §512(c)(3). We may notify the alleged uploader and accept valid counter-notices.
15) Site Management
We may monitor, restrict, remove, or disable content; limit or suspend access; and manage the Site to protect our rights, the integrity of offerings, users, and compliance obligations.
16) Changes; Availability
We may change or discontinue any part of the Site or Services without notice. We do not guarantee continuous availability. We are not liable for outages, delays, or data loss, except as required by law.
17) Disclaimers
THE SITE, SERVICES, AND ANY CONTENT (INCLUDING OFFERING INFORMATION) ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES (EXPRESS, IMPLIED, STATUTORY), INCLUDING NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE WILL BE ERROR-FREE OR SECURE.
NOTHING ON THE SITE CONSTITUTES INVESTMENT, LEGAL, TAX, OR ACCOUNTING ADVICE OR A RECOMMENDATION OR SOLICITATION TO BUY OR SELL ANY SECURITY.
18) Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, OR DATA; OR BUSINESS INTERRUPTION, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US FOR THE SERVICE GIVING RISE TO THE CLAIM IN THE 12 MONTHS BEFORE THE EVENT OR (B) US $5,000.
Some jurisdictions do not allow certain limitations; in those places, liability is limited to the maximum extent permitted.
19) Indemnification
You will defend, indemnify, and hold harmless Token Interest and its affiliates and personnel from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (i) your use of the Site; (ii) your User Content; (iii) your breach of these Terms or applicable law; or (iv) your violation of third-party rights.
20) Governing Law; Venue; Arbitration
These Terms are governed by the laws of the State of Utah (without regard to conflict-of-laws rules).
Good-Faith Resolution. Before filing a claim, the parties will try to resolve disputes in good faith for 30 days after written notice.
Arbitration. Except as noted below, any dispute arising out of or related to these Terms or the Services shall be resolved by binding arbitration administered by the AAA under its Commercial or Consumer Rules, as applicable. The seat of arbitration is Weber County, Utah. Judgment on the award may be entered in any court of competent jurisdiction.
FINRA Matters. To the extent a dispute is one that must be arbitrated under FINRA rules applicable to funding portals, the arbitration will proceed under FINRA arbitration rules.
Class Action Waiver. Disputes are arbitrated only on an individual basis; class, consolidated, or representative proceedings are not permitted.
Injunctive Relief; IP. Either party may seek temporary or injunctive relief in court to protect intellectual property or confidential information.
21) California Users
If a complaint with us is not resolved, you may contact the California Department of Consumer Affairs, Consumer Information Division, 1625 North Market Blvd., Suite N112, Sacramento, CA 95834; (800) 952-5210.
22) Corrections
The Site may contain errors or omissions. We may correct or update information at any time without notice.
23) User Data; Backups
We may retain and process data related to your use for compliance and operational purposes as described in our Privacy Policy. While we take reasonable steps to safeguard data, you are responsible for maintaining backups of your own records and documents.
24) Miscellaneous
These Terms (plus incorporated policies and offering documents) are the entire agreement between you and us regarding the Site. If any provision is unenforceable, it will be modified to the minimum extent necessary; the rest remains in effect. We may assign these Terms; you may not assign them without our consent. No waiver is effective unless in writing. Sections that by their nature should survive (e.g., IP, disclaimers, limits of liability, indemnity, governing law, dispute resolution) survive termination.
25) Contact
Token Interest LLC
4897 Glasmann Way, South Ogden, UT 84403, USA
Phone: 801-917-4833
Email: support@tokeninterest.finance